Shreveport, Mansfield Road

 JOB DESCRIPTION:

As a Gibsland Bank and Trust Branch Manager you will be responsible for maintaining an engaged, operationally sound, and high performing team dedicated to meeting the needs of our customers as well as the continued success of your branch.  You will report to the Caddo Parish Market President.

 You will function as a loan officer and will be able to perform the duties of the teller supervisor and customer service representative.  As a Branch Manager you are responsible for leading, coaching and guiding your team of Tellers/Universal Bankers to achieve success and ensure all functions of the branch are accounted for at all times.  You will be responsible for all branch loan and deposit goals. You will be responsible for working with various other Bank departments to ensure compliance with bank policies, all applicable laws (federal, state, and local), and regulations.

PRIMARY RESPONSILBILITES:

The person in this position will be responsible for day-to-day operations of the branch.  Duties will include but are not limited to:

·         Supervision of Teller/Universal Bankers, including scheduling employees, approving transactions, assisting with balancing cash drawers and vault, opening new deposit accounts, assisting customers with initial loan application and with final loan documentation.

·         Perform functions of loan officer, including recommending products and services for customers, accepting applications for consumer, small business, and commercial loans, and maintain a loan portfolio.

·         Business Development – representing Gibsland Bank in surrounding area at community events and developing new or existing customer relationships.

·         Ensure that branch staff follows GBT policies and procedures.

·         Hands on day-to-day work in the Teller or Universal Banker area if required.  This includes the knowledge to run a teller window, vault teller, opening new deposit accounts for customers if required.

·         Consistent and reliable presence at work is required.  Schedule will vary and may include early mornings and late afternoons.

 MINIMUM REQUIREMENTS:

·         Minimum Two (2) years of bank branch, sales, or sales management experience that demonstrate increased levels of responsibility and competency. 

·         Strong computer skills required, including all Microsoft Office products.

 PREFERENCES:

·         Bachelor’s degree in business, finance or accounting preferred.

 Gibsland Bank & Trust is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status.

  The person in this position will be responsible for various retail banking duties, including consumer loans, Customer Service/New Accounts and Teller work.  Duties will include but are not limited to: 

• Hands on day to day work in the Teller or Customer Service Representative area.  This will include running a teller window, vault teller, opening new deposit accounts for customers, etc. 

• Business Development – representing Gibsland Bank in surrounding area at community events and developing new or existing customer relationships. 

• Consistent and reliable presence at work.   Schedule will vary and may include early mornings and late afternoons.

• Ability to work well under stress and deadlines, critical thinking skills, ability to multi-task, organize and prioritize, and a high degree of customer service skills required

Gibsland Bank & Trust is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status.

  The person in this position will be responsible for various retail banking duties,  Customer Service/New Accounts and Teller work.  Duties will include but are not limited to: 

• Hands on day to day work in the Teller or Customer Service Representative area.  This will include running a teller window, vault teller, opening new deposit accounts for customers, etc. 

• Business Development – representing Gibsland Bank in surrounding area at community events and developing new or existing customer relationships. 

• Consistent and reliable presence at work.   

• Ability to work well under stress and deadlines, critical thinking skills, ability to multi-task, organize and prioritize, and a high degree of customer service skills required

• Minimum of two years of prior banking experience in teller, customer service, lending and operations areas that demonstrates increased levels of responsibility and competency.  

Gibsland Bank & Trust is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status.

Core responsibilities

• Credit analysis: Analyze an applicant's financial information, including credit reports, income statements, and employment records, to assess their ability to repay a loan.
• Risk assessment: Evaluate factors like the applicant's credit history, debt-to-income ratio, and collateral to determine the level of risk involved.
• Compliance: Ensure that all loan applications and decisions comply with regulatory standards, internal policies, and legal requirements.
• Decision making: Make recommendations on loan approval or denial based on the risk assessment and in accordance with the bank's credit policies.
• Documentation: Prepare comprehensive risk assessment reports and credit memos and maintain detailed records of applications and decisions.
• Collaboration: Work with loan officers to gather essential documentation required for underwriting and clarify any uncertainties about the application.
• Portfolio monitoring: Monitor the performance of existing loans and provide input on risk management. 

Required skills and qualifications

• Bachelor's degree in finance, accounting, business, or a related field.
• Strong analytical skills and meticulous attention to detail.
• Knowledge of credit policies, procedures, and relevant financial principles.
• Familiarity with financial software and underwriting systems is preferred.
• Excellent written and verbal communication skills.
• Experience in loan underwriting, credit analysis, or a related financial role is preferred. 

Gibsland Bank & Trust is an Equal Opportunity/Affirmative Action Employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status.

  The person in this position will be responsible for various retail banking duties, including consumer loans, Customer Service/New Accounts and Teller work.  Duties will include but are not limited to: 

• Hands on day to day work in the Teller or Customer Service Representative area.  This will include running a teller window, vault teller, opening new deposit accounts for customers, etc. 

• Business Development – representing Gibsland Bank in surrounding area at community events and developing new or existing customer relationships. 

• Consistent and reliable presence at work.   Schedule will vary and may include early mornings, late afternoons and Saturdays.

• Ability to work well under stress and deadlines, critical thinking skills, ability to multi-task, organize and prioritize, and a high degree of customer service skills required

• Minimum of two years of prior banking experience in teller, customer service, lending and operations areas that demonstrates increased levels of responsibility and competency.  

Gibsland Bank & Trust is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status.